These are two questions that I think all of us are going to have to get used to. Think about it. We have gone from hugging our friends, to six feet of social distance; from working hard and long hours to waiting and reflecting on what comes next; from freely interacting with others, to mask-wearing caution; from dining out to eating in most of the time. Our science experts are having trouble agreeing about what is happening, and how we should be acting in our daily lives. And our government seems to be able to create money out of nothing to keep everyone afloat…something very different than what we were hearing only a year ago. For most of us, life seems to be a much riskier proposition than just a couple of months ago. Big change in a short time.